Protect the Ones You Love

Simple. Straightforward. Pet insurance done right and at a price that is affordable and convenient for you to use.

Learn MoreWatch Video
Follow Us

Finally. Affordable. Pet Insurance.

01
Simple

We cover most veterinary expenses up to $1,000 per year with coinsurance of only 25% and no deductible. For example, if you have $1,000 of eligible expenses, we will pay $750 of those expenses.

Learn More
02
Affordable

You pay just $10 per month for any pet, regardless of age, size, gender, or breed. Plus, your cost won't go up just because you make a claim.

Learn More
03
Protection

Some insurers require a recent exam before coverage. Not Balto. Our application process takes less than 5 minutes and approvals are immediate.

Learn More
Main Features
Who We Are

Creative Team

If the Millennium Falcon went into light-speed, it'll be on the other side of the galaxy by now.

Tyler McKinney
Yes, I was once a Jedi Knight the same as your father.
Katie Powers
Yes, I was once a Jedi Knight the same as your father.
Alvin Cole
Yes, I was once a Jedi Knight the same as your father.
Julian Barnett
Yes, I was once a Jedi Knight the same as your father.

Sign Up To Be the First to Know

Balto is planned to be released for sale soon. Sign up now and we will work to bring Balto to you sooner.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
First of Its Kind Protection
Quick Approvals
Use Any Vet
Cost Less Than A Coffee A Day
innovative pet insurance

Tired of the same old pet insurance?

Balto™ is different. Balto™ is a first of its kind insurance product that is affordable and has eliminated the complicated schedule of benefits offered by many insurance companies. Balto will cover expenses up to $1,000 per year with coinsurance of only 25% and no deductible.

For example, if your pet has an injury and the vet bills to treat that injury total $1,000 we will pay you $750 to help cover the expense ($1,000 less  $250 coinsurance).

Get Started

Frequently Asked Questions

Is there a network of vets or can I choose any vet I want?

You can visit any licensed veterinary practice, emergency hospital or specialist.

Does this policy cover preventative or routine care?

Balto is an insurance policy that will help pay for unexpected accidents and illnesses. Unless you have elected Wellness Coverage, preventive and routine care is not covered.

What is included in Wellness Coverage?

If you elect Wellness Coverage for an additional $8 per month, we will pay the actual costs incurred for the following Wellness Benefits that your pet receives, up to the maximum limits shown below during the policy period. Any deductible and co-payment requirements do not apply to Wellness Benefits

1. Wellness exams: $40
2. Vaccines: $15
3. Deworming: $15
4. Alternative therapies: $15

Are there any restrictions regarding what types of pets or breeds are accepted?

No, unlike other pet insurance policies we'll protect any cat or dog regardless of breed, size or age.

Is there a waiting period for this policy?

Balto has a 14-day waiting period for accidents and illnesses. Orthopedic conditions have a 12-month waiting period. We have waiting periods to protect all our customers from fraudulent claims. Some people try to have pet insurance pay for an already sick or injured pet and that wouldn’t be fair.

What about pre-existing conditions?

As with all pet insurance policies, we exclude pre-existing conditions.This means a condition that first occurred or showed clinical signs before your pet’s coverage started, including waiting periods.

What is the annual and lifetime limit?

The annual limit is the maximum amount that Balto will pay each calendar year. This limit is $1,000 and resets each year. Balto also has a lifetime limit of $25,000 which is the maximum amount that Balto will pay over the life of your pet.

What does coinsurance mean and how does it work?

Coinsurance, sometimes called a copay, is the amount you pay and the reimbursement is the amount that Balto pays. For example, if you have a 25% coinsurance and the covered expense is $1,000, you will pay $250 and Balto will reimburse you for the remaining amount, subject to any deductible and annual or lifetime limits.

What is a deductible and how does it work?

A deductible is the amount you pay before Balto pays. Balto has a $250 per incident deductible. That means, for each incident you pay the first $250 of the covered expense. After that, Balto pays the rest subject to any coinsurance requirement and annual or lifetime limits.

What is not included in Bivvy's™ Coverage?

Bivvy pet insurance is designed to help cover unexpected expenses related to your pet's veterinary bills. Here is a list of items that are not covered by our policy.

What is not included in Bivvy's™ Coverage?

Bivvy pet insurance is designed to help cover unexpected expenses related to your pet's veterinary bills. Click the below exclusions link to view a list of items that are not covered by our policy.

Does this policy cover preventative or routine care?

Balto is an insurance policy that will help pay for unexpected accidents and illnesses. We do not cover the costs of routine or preventative care such as annual physicals, shots and vaccines.

Be the First to Know

Bivvy will be released for sale soon. Sign up now and we will work to bring Bivvy to you sooner.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Helen Francis

“Our ships have completed their scan of the area and found nothing. If the Millennium Falcon went into light-speed, it'll be on the other side of the galaxy by now.”

// Designer at Webflow
Thomas Steele

“Our ships have completed their scan of the area and found nothing. If the Millennium Falcon went into light-speed, it'll be on the other side of the galaxy by now.”

// Entrepreneur
Maude Young

“Our ships have completed their scan of the area and found nothing. If the Millennium Falcon went into light-speed, it'll be on the other side of the galaxy by now.”

// Designer at Google
Choose Your Plan

Pricing

If the Millennium Falcon went into light-speed, it'll be on the other side of the galaxy by now.

Freelancer
$29
// per month
10 Projects
100 Pages
Custom Domain
Password Protection
Standard Support
Get Started
Agency
$59
// per month
100 Projects
5000 Pages
Custom Domain
Password Protection
24/7 Support
Get Started
Corporate
$199
// per month
Unlimited Projects
Unlimited Pages
Custom Domain
Password Protection
Priority Support
Get Started
In doubt? Check out FAQ and don’t hesitate to contact us.
Contact Us

Get in Touch

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
1649 Norman Street, Los Angeles, 90011
Phone Number: 8(800)316-06-42
Trusted by world’s best brands